Navigating Big Financial Decisions with Clarity
Life is full of big decisions—some expected, some not.
A job change.
A home purchase.
Selling a business.
Starting a family.
Making work optional.
Each one has emotional weight and financial implications. And when they all collide? It’s easy to feel overwhelmed.
Slow Down Before You Speed Up
When faced with a major decision, your first instinct might be to act. That’s normal. But some of the best financial choices start by slowing down.
At Lighthouse Planning, I guide clients through a process of reflection before action. We name what’s driving the decision — fear, hope, desire, pressure — and then create a clear, intentional path forward.
This is where Life Planning shines.
The Framework: Vision → Strategy → Action
Every decision has three layers:
Vision – What do you want this next chapter of life to look like? What’s most important right now?
Strategy – What are the options? What are the trade-offs? What does the data say?
Action – With clarity and context, we can move forward—confidently and deliberately.
This process removes noise and creates space for real discernment.
Examples of Big Decisions We Walk Through:
“Should I sell my business or wait?”
“Can I afford to walk away from this job?”
“Are we ready to buy a home—or should we keep renting?”
“How do we decide between private school or public?”
“Can I take a sabbatical without derailing our financial plan?”
You Don’t Have to Decide Alone
Having a thinking partner during big life transitions makes all the difference. Not just someone to run numbers—but someone to help you stay grounded in your values.
Big decisions get easier when you know what you’re working toward—and have a plan to get there.