Lighthouse Planning
The Hidden Cost Index™
Because financial success shouldn’t come at the expense of time, energy, or meaning.
Select one number for each statement based on the last 3-6 months. You’ll get instant results for Time, Energy, Decisions, and Identity.
Your answers are scored only in your browser. Nothing is saved or sent unless you choose to opt in at the end.
How it works
- Rate each statement from 1 (Strongly Disagree) to 7 (Strongly Agree).
- "Reverse-scored" items are handled automatically; answer as normal.
- We’ll calculate section totals, your overall score, and provide a grounded interpretation.
Most people finish in ~5 minutes.
Your Hidden Cost Index™ results
Total Hidden Cost Score
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Range: 20–140
Time Compression
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Range: 5–35
Energy Drain
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Range: 5–35
Decision Fatigue
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Range: 5–35
Identity Lock-In
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Range: 5–35
Save your results (optional)
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A gentle next step
If this assessment put language to something you’ve felt for a while, you don’t need more grit. You need a plan that reduces pressure and supports a life that’s actually well spent.
This assessment is educational and reflective in nature — not medical, psychological, or investment advice.